- + How to Access Our Free Health Prediction for Your Bank—To ring in and celebrate the New Year, check up on your bank’s future financial health. Based on the 2007 to 2010 bank failure experience, we mo...
- + Gain Free Access to Our Relationship Profitability Model for a Limited Time—For a Boxing Day promotion, we are giving away 60 days of free usage for up to five bankers at each community bank for our Loan Command application....
- + 1:1 AI-Driven Marketing Based on Customer Intent – Part 2—Last week, we covered the first two steps in leveraging marketing data to uncover the customer’s intent using traditional artificial intelligence (AI)...
- + Here is The Largest Reason for Community Bank Consolidation—Community banks (under $10B in assets) serve a key role for borrowers, local communities, and the broader US economy. Community banks are better posit...
- + Deciphering Bank Customer Intent with AI in 4 Steps – Part 1—If you are conducting bank strategy or marketing around demographic information, at best you are being lazy and ineffective. At worst, you are being s...
- + Are Commercial Loan Points Worth it for Borrowers?—Should borrowers pay commercial loan points to lower future interest payments? Loan or mortgage points are upfront fees paid by the borrower to the le...
- + 10 Important Bank Technology Trends and Investments for 2025—As we near the final stages of strategic planning and budgeting, several bank technology trends are emerging that will play out over the next several ...
- + Bank Failure and Predictors of Performance—The Federal Reserve Bank of New York published three articles on why banks fail (the first one here ). While the aim of the research was to identify...
- + Why Banking Strategy Should be Simple but Difficult—Bankers love easy. Who doesn’t want an easy way to have a more profitable bank? We also love to keep things simple. It is a common refrain. Compoundin...
- + Filtering Risk With a Bank Hedge Strategy—In our previous blog ( here ), we made the argument that the next administration’s agenda is highly inflationary, will likely lead to higher interest ...
- + 7 Ways Instant Payments Impact Deposit Performance—With almost 30% of banks utilizing some portion of instant payments, the industry is starting to gather more data on how instant payments impact balan...
- + What President Trump 2.0 Might Mean For Inflation and Interest Rates—The Trump administration’s impact on the US economy has been thoroughly analyzed and will continue to be debated (and closely watched) for its entire ...
- + 10 Themes From Money 2020 USA—The spectacle that is Money 20/20 (Money 2020 or M2020) went down last week, and it did not disappoint. Money 2020 is likely the conference with the l...
- + Should You Waive Your Prepay Provisions With A Refi?—Over the last few years we have published various articles on the pros and cons of commercial loan prepayment provisions, how those prepay provisions ...
- + How To Use “Strategic Product Communication” In Banking—A survey from the CFA Institute caught our attention on why wealth management clients leave. 47% of the respondents said they left because of the poor...
- + Understand This Key Insight Into Bank Efficiency and Profitability—In our previous article ( here ) we analyzed the data on community bank M&A and performance, and we concluded that there is no relationship betwee...
- + What Does Section 1033 Really Mean for Banks?—We pine for the days when banking was boring. It is not now. Right on target, the Consumer Financial Protection Bureau (CFPB) released the final versi...
- + Does Scale in Banking Lead to Profitability?—There are many experts who claim that to achieve profitability, community banks (banks under $10B in assets) must gain scale by acquiring assets. On ...
As of 12/30/24 10:50am. Last new 12/26/24 1:49am. Score: 732
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