- + Here is Our Bank Innovation Playbook and Assessment—Many banks either fail to innovate or innovate to their detriment. Artificial intelligence and tokenization are two current examples where either bank...
- + How to Increase Bank ROA—Annually we study community banks’ performance to investigate which financial variables correlate to Bank ROA. We then explain that correlative relati...
- + 5 Tax Refund Deposit Campaigns You Need Now—When it comes to deposit gathering, the first quarter of any year is critical. If you need deposits and don’t have an active tax refund deposit effort...
- + How to Price Fixed vs. Floating-Rate Loans—We talk to thousands of lenders across the country each month about structuring and pricing loans. We have never fielded so many questions and debate...
- + The Future of Agentic Teams At Your Bank—This month will likely go down as the “Agentic Big Bang.” The artificial intelligence landscape shifted from “chatting” to mainstream R...
- + Talking to Borrowers About Interest Rates in 2026—To be a better trusted advisor to your commercial borrowers, one important topic is interest rates in 2026. We recently wrote an article about how the...
- + Get Your Performance Report For Your Bank—Now that we have all the 2025 data for the banking industry, we spent some time working with Amberoon , sifting through the data, the trends, and the...
- + Loan Structures That Profit—In a competitive lending market, community banks are looking for an edge to win quality loans. On quality credits, many community banks are eliminatin...
- + 4 Insights on 2025 Banking Performance to Improve 2026—With most of the banks filing their call reports, there are some interesting pictures of the banking industry that emerge. We use Amberoon’s Statum ...
- + The Profitability of Longer, Hedged Loans—In recent articles (last one HERE ) we discussed the importance of commercial loan prepayment speeds. We explained the importance of keeping loans v...
- + Improving the One-on-One in Banking [Template]—Many bankers have one-on-one meetings with their direct reports, and they are painful to observe when it comes to effectiveness and efficiency. They e...
- + Which Prepayment Structure Do You Use?—In recent articles ( HERE ) we discussed the importance of commercial loan prepayment speeds. We explained why loan prepayment speed is a major facto...
As of 3/10/26 3:01am. Last new 3/4/26 1:56pm. Score: 640
- Next feed in category: CNBC - Finance